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(width>=48rem){.md\:flex-row{flex-direction:row}.md\:items-center{align-items:center}.md\:justify-between{justify-content:space-between}}@media (width>=64rem){.lg\:col-span-5{grid-column:span 5/span 5}.lg\:col-span-7{grid-column:span 7/span 7}.lg\:grid-cols-3{grid-template-columns:repeat(3,minmax(0,1fr))}.lg\:grid-cols-4{grid-template-columns:repeat(4,minmax(0,1fr))}.lg\:grid-cols-12{grid-template-columns:repeat(12,minmax(0,1fr))}}}:root{--bg:#fff;--surface:#fff;--text:#1a1a1a;--muted:#6b7280;--border:#e5e7eb;--brand:#00a651;--brand-strong:#00823f;--success:#00a651;--warning:#b45309;--danger:#991b1b}*{box-sizing:border-box}html,body{height:100%;margin:0;padding:0}.sr-only{clip:rect(0, 0, 0, 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.demo-creds .btn{padding:6px 12px;font-size:13px}body{color:var(--text);background:#fff;font-family:-apple-system,BlinkMacSystemFont,Inter,Segoe 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3px;font-size:12px}.consumer-footer-bottom{color:#94a3b8;border-top:1px solid #94a3b82e;flex-wrap:wrap;justify-content:space-between;gap:16px;padding-top:22px;display:flex}.card{background:var(--surface);border:1px solid var(--border);border-radius:10px;margin-bottom:16px;padding:24px}.card h2{margin:0 0 6px;font-size:1.05rem}.card p.muted{color:var(--muted);margin:0}.score-value.empty{color:#9ca3af;font-size:48px}.btn{border:1px solid var(--border);color:var(--text);background:#fff;border-radius:999px;justify-content:center;align-items:center;gap:8px;padding:10px 18px;font-size:.95rem;text-decoration:none;display:inline-flex}.btn:hover{background:#f9fafb}.btn.primary{background:var(--brand);color:#fff;border-color:var(--brand)}.btn.primary:hover{background:var(--brand-strong)}.btn.block{width:100%}.btn.danger{color:var(--danger);border-color:#fecaca}input,select,textarea{border:1px solid var(--border);width:100%;font:inherit;background:#fff;border-radius:8px;padding:12px 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p{color:#374151;max-width:660px;margin:18px 0 0;font-size:18px;line-height:1.65}.auth-kicker{color:var(--brand);letter-spacing:.08em;text-transform:uppercase;margin-bottom:12px;font-size:12px;font-weight:900}.hero-actions{flex-wrap:wrap;gap:12px;margin-top:28px;display:flex}.progress-section{text-align:center;padding:12px 0 34px}.progress-section h2,.auth-panel h2{color:#050505;letter-spacing:0;max-width:720px;margin:0 auto 32px;font-size:clamp(24px,3vw,34px);line-height:1.15}.benefit-grid{grid-template-columns:repeat(4,minmax(130px,1fr));gap:26px;display:grid}.benefit-grid.compact{grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.benefit-item{color:#111827;justify-items:center;gap:8px;min-width:0;text-decoration:none;display:grid}.benefit-icon{background:var(--brand);color:#fff;border-radius:50%;place-items:center;width:78px;height:78px;font-size:34px;font-weight:900;line-height:1;display:grid}.benefit-item strong{color:#050505;font-size:14px}.benefit-item p{max-width:180px;color:var(--muted);margin:0;font-size:13px;line-height:1.45}.disclaimer{max-width:760px;color:var(--muted);text-align:center;margin:0 auto;font-size:13px}.passport-app-hero{grid-template-columns:minmax(0,1fr) minmax(260px,360px);gap:clamp(28px,5vw,72px)}.readiness-preview{background:linear-gradient(#fff 0%,#f4fbf6 100%);border:1px solid #008a002e;border-radius:22px;align-self:center;justify-items:center;gap:10px;padding:26px;display:grid;box-shadow:0 18px 42px #0f172a14}.readiness-preview span,.section-eyebrow{color:var(--brand);letter-spacing:.08em;text-transform:uppercase;font-size:12px;font-weight:900}.readiness-preview strong{color:var(--brand);font-size:64px;line-height:1}.readiness-preview em{color:var(--success);font-style:normal;font-weight:800}.readiness-preview div{border-top:1px solid var(--border);width:100%;margin-top:8px;padding-top:14px}.readiness-preview p{color:#111827;margin:0 0 6px;font-weight:800}.readiness-preview ul{color:var(--muted);margin:0;padding-left:18px}.passport-section{gap:18px;display:grid}.passport-section h2,.download-band h2{color:#050505;letter-spacing:0;max-width:760px;margin:0;font-size:clamp(26px,4vw,42px);line-height:1.08}.passport-value-grid,.passport-tool-grid,.testimonial-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;display:grid}.passport-value-grid{grid-template-columns:repeat(4,minmax(0,1fr))}.passport-value-card,.passport-tool-card,.testimonial-grid blockquote,.faq-list details,.download-band{border:1px solid var(--border);background:#fff;border-radius:16px;box-shadow:0 12px 28px #0f172a0d}.passport-value-card,.passport-tool-card{padding:20px}.passport-tool-card{color:#111827;text-decoration:none}.passport-value-card strong,.passport-tool-card strong{color:#050505;font-size:17px}.passport-value-card p,.passport-tool-card p,.download-band p,.faq-list p{color:var(--muted);margin:8px 0 0}.passport-steps{grid-template-columns:repeat(4,minmax(0,1fr));gap:14px;display:grid}.passport-step{border:1px solid var(--border);background:#f8fafc;border-radius:16px;gap:10px;padding:18px;display:grid}.passport-step span{background:var(--brand);color:#fff;border-radius:50%;place-items:center;width:34px;height:34px;font-weight:900;display:grid}.passport-showcase{border:1px solid var(--border);background:linear-gradient(135deg,#eef6fb 0%,#f4fbf6 100%);border-radius:24px;grid-template-columns:1.05fr .95fr;align-items:center;gap:28px;padding:36px;display:grid}.passport-showcase-copy{gap:16px;display:grid}.passport-shot{justify-self:center;justify-items:center;gap:10px;max-width:248px;margin:0;display:grid}.passport-shot img{aspect-ratio:1080/2424;object-fit:cover;background:#111827;border:6px solid #111827;border-radius:22px;width:100%;box-shadow:0 16px 32px #0f172a1f}.passport-shot figcaption{color:var(--muted);font-size:13px;font-weight:700}.testimonial-grid blockquote{color:#111827;margin:0;padding:22px;font-size:17px;font-weight:750;line-height:1.45}.faq-list{gap:10px;display:grid}.faq-list details{padding:16px 18px}.faq-list summary{cursor:pointer;color:#111827;font-weight:800}.download-band{background:linear-gradient(135deg,#fff 0%,#f4fbf6 100%);justify-content:space-between;align-items:center;gap:20px;padding:26px;display:flex}.auth-layout{grid-template-columns:minmax(320px,430px) minmax(0,1fr);align-items:start;gap:56px;display:grid}.auth-card{background:var(--surface);border:1px solid var(--border);border-radius:16px;padding:30px;box-shadow:0 16px 40px #0f172a0f}.auth-card h1{font-size:clamp(30px,4vw,44px)}.auth-card .muted{color:var(--muted);margin:10px 0 24px}.auth-switch{text-align:center;margin:16px 0 0;font-size:13px}.linklike{font:inherit;color:var(--accent,#5b8def);cursor:pointer;background:0 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h2{color:#050505;letter-spacing:-.01em;margin:6px 0 0;font-size:clamp(19px,2vw,24px);line-height:1.2}.panel-copy{color:#4b5563;margin:14px 0 0;line-height:1.65}.factor-columns{grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin-top:22px;display:grid}.factor-panel{border:1px solid var(--border);background:#fafafa;border-radius:16px;padding:18px}.factor-panel.positive{background:#f0fbf4;border-color:#008a0024}.factor-panel.negative{background:#fff7ed;border-color:#b4530929}.factor-panel h3{color:#050505;margin:0 0 12px;font-size:15px}.factor-row{border-top:1px solid #11182714;grid-template-columns:28px minmax(0,1fr);align-items:center;gap:10px;padding:10px 0;display:grid}.factor-row span{color:#fff;background:var(--brand);border-radius:999px;place-items:center;width:24px;height:24px;font-weight:900;line-height:1;display:grid}.factor-panel.negative .factor-row span{background:var(--warning)}.factor-row strong{color:#1f2937;font-size:13px;line-height:1.35}.action-list,.passport-timeline,.passport-tool-grid{gap:12px;margin-top:18px;display:grid}.action-item{color:inherit;background:#f9fafb;border:1px solid #1118271a;border-radius:14px;padding:16px;text-decoration:none;display:block}.action-item:hover{background:#f4fbf6;border-color:#008a0047}.action-item span,.action-item small{display:block}.action-item span{color:#050505;font-weight:900}.action-item small{color:var(--muted);margin-top:4px;line-height:1.45}.empty-passport-hero{background:radial-gradient(circle at 84% 10%,#008a001f,#0000 36%),#fff}.empty-score-panel{text-align:center}.empty-score-mark{width:120px;height:120px;color:var(--brand);letter-spacing:0;background:#f4fbf6;border:10px solid #dcefe4;border-radius:50%;place-items:center;font-size:40px;font-weight:900;display:grid}.empty-score-panel strong,.empty-score-panel span{display:block}.empty-score-panel strong{color:#050505;font-size:18px}.empty-score-panel span{max-width:260px;color:var(--muted);font-size:13px;line-height:1.5}.timeline-step{background:#f9fafb;border:1px solid #1118271a;border-radius:16px;grid-template-columns:42px minmax(0,1fr);gap:14px;padding:16px;display:grid}.timeline-step>span{background:var(--brand);color:#fff;border-radius:50%;place-items:center;width:36px;height:36px;font-weight:900;display:grid}.timeline-step strong,.timeline-step p{display:block}.timeline-step strong{color:#050505}.timeline-step p{color:var(--muted);margin:4px 0 0;font-size:13px;line-height:1.5}.passport-tool-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.passport-tool{background:#f4fbf6;border:1px solid #008a001f;border-radius:14px;padding:16px}.passport-tool strong,.passport-tool span{display:block}.passport-tool strong{color:#050505}.passport-tool span{color:var(--muted);margin-top:6px;font-size:13px;line-height:1.45}.loan-offers-panel{background:#fff;border:1px solid #1118271a;border-radius:20px;padding:24px;box-shadow:0 8px 22px #0f172a0a}.loan-offers-head{grid-template-columns:minmax(0,.95fr) minmax(280px,.65fr);align-items:start;gap:22px;margin-bottom:20px;display:grid}.loan-offers-head h2{color:#050505;letter-spacing:-.01em;margin:6px 0 0;font-size:clamp(20px,2.2vw,26px);line-height:1.18}.loan-offers-head p{color:var(--muted);margin:4px 0 0;font-size:14px;line-height:1.55}.loan-offer-grid{grid-template-columns:repeat(5,minmax(170px,1fr));gap:14px;display:grid}.loan-offer-card{background:radial-gradient(circle at 100% 0,#008a0014,#0000 36%),#fff;border:1px solid #1118271a;border-radius:16px;flex-direction:column;gap:14px;padding:16px;transition:border-color .18s,box-shadow .18s,background-color .18s;display:flex}.loan-offer-card .btn{margin-top:auto}.loan-offer-card:hover{border-color:#008a003d;box-shadow:0 16px 34px #0f172a14}.loan-offer-top{grid-template-columns:38px 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var(--border);background:#fafbfa;border-radius:12px;gap:10px;margin:4px 0 16px;padding:14px;display:grid}.agree-row{color:#374151;cursor:pointer;align-items:flex-start;gap:10px;font-size:13px;line-height:1.5;display:flex}.agree-row input[type=checkbox]{width:17px;height:17px;accent-color:var(--brand);flex:none;margin-top:2px}.passport-skeleton{min-height:360px}.passport-skeleton div{background:linear-gradient(90deg,#f3f4f6,#fff,#f3f4f6) 0 0/220% 100%;border-radius:18px;animation:1.3s linear infinite passport-shimmer}@keyframes passport-shimmer{0%{background-position:0%}to{background-position:220%}}@media (width<=1120px){.loan-offer-grid{grid-template-columns:repeat(3,minmax(0,1fr))}}@media (width<=840px){.shell{padding:0 18px}.consumer-footer{margin-left:-18px;margin-right:-18px;padding-left:18px;padding-right:18px}.consumer-footer-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.auth-layout{grid-template-columns:1fr;gap:28px}.benefit-grid,.benefit-grid.compact,.wealth-grid,.passport-value-grid,.testimonial-grid,.tools-grid-section{grid-template-columns:repeat(2,minmax(0,1fr))}.auth-panel h2{text-align:center}.passport-app-hero,.passport-hero-card,.passport-grid,.factor-columns,.passport-tool-grid,.loan-offers-head{grid-template-columns:1fr}.passport-steps{grid-template-columns:repeat(2,minmax(0,1fr))}.passport-showcase{text-align:center;grid-template-columns:1fr}.passport-showcase .hero-actions{justify-content:center}.download-band{flex-direction:column;align-items:flex-start}.loan-offer-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.passport-panel.span-7,.passport-panel.span-5{grid-column:auto}}@media (width<=520px){main.content{padding-top:24px}.consumer-footer-grid{grid-template-columns:1fr}.consumer-footer-bottom{display:grid}.consumer-hero{min-height:0;padding-bottom:34px}.auth-card{padding:22px}.benefit-grid,.benefit-grid.compact,.wealth-grid,.passport-value-grid,.passport-steps,.testimonial-grid,.tools-grid-section,.tool-results{grid-template-columns:1fr}.benefit-icon{width:68px;height:68px;font-size:30px}.passport-hero-card,.passport-panel{padding:20px}.score-meta-grid,.loan-offer-grid,.loan-rate-row,.loan-dialog-stats{grid-template-columns:1fr}.resource-card{flex-direction:column;align-items:flex-start}}.profile-page,.settings-page{gap:18px;max-width:760px;margin:0 auto;padding:8px 0 32px;display:grid}.profile-card{background:var(--surface,#ffffff08);border:1px solid 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span.revoked{color:var(--danger,#991b1b)}.fayda-metric-grid{gap:8px;display:grid}.fayda-metric{background:#008a000f;border-radius:8px;gap:2px;padding:10px;display:grid}.fayda-metric strong{color:var(--brand,#00a651);font-size:24px;line-height:1}.fayda-metric span,.fayda-flow span,.fayda-chip-grid span,.lender-view span{color:var(--muted,#94a3b8);font-size:12px}.fayda-flow,.fayda-chip-grid{flex-wrap:wrap;gap:6px;display:flex}.fayda-flow span,.fayda-chip-grid span{border:1px solid var(--line,#ffffff14);background:#ffffff0a;border-radius:999px;padding:6px 8px}.lender-view{border-top:1px solid var(--line,#ffffff14);gap:5px;padding-top:10px;display:grid}.lender-view strong{font-size:13px}@media (width<=1120px){.fayda-passport-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media 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(width<=640px){.apply-grid{grid-template-columns:1fr}}.tooltip-bubble{z-index:50;color:#f8fafc;text-align:left;opacity:0;visibility:hidden;pointer-events:none;background:#0f172a;border-radius:8px;width:max-content;max-width:260px;padding:8px 10px;font-size:12px;font-weight:400;line-height:1.45;transition:opacity .12s;position:absolute;bottom:calc(100% + 8px);left:50%;transform:translate(-50%);box-shadow:0 8px 24px #0f172a47}.tooltip-bubble:after{content:"";border:5px solid #0000;border-top-color:#0f172a;position:absolute;top:100%;left:50%;transform:translate(-50%)}.tooltip:hover .tooltip-bubble,.tooltip-trigger{background:var(--border);width:16px;height:16px;color:var(--muted);cursor:help;border:0;border-radius:999px;justify-content:center;align-items:center;font-size:11px;font-weight:700;display:inline-flex}@property --tw-divide-y-reverse{syntax:"*";inherits:false;initial-value:0}@property --tw-border-style{syntax:"*";inherits:false;initial-value:solid}@property --tw-leading{syntax:"*";inherits:false}@property --tw-font-weight{syntax:"*";inherits:false}@property --tw-tracking{syntax:"*";inherits:false}@property --tw-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-shadow-color{syntax:"*";inherits:false}@property --tw-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-inset-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-inset-shadow-color{syntax:"*";inherits:false}@property --tw-inset-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-ring-color{syntax:"*";inherits:false}@property --tw-ring-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-inset-ring-color{syntax:"*";inherits:false}@property --tw-inset-ring-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-ring-inset{syntax:"*";inherits:false}@property --tw-ring-offset-width{syntax:"<length>";inherits:false;initial-value:0}@property --tw-ring-offset-color{syntax:"*";inherits:false;initial-value:#fff}@property --tw-ring-offset-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@keyframes spin{to{transform:rotate(360deg)}}@keyframes pulse{50%{opacity:.5}}